Up And Coming Paypal Alternatives To Consider


PayPal is an online payment service with an estimated 173 million users worldwide. It is one of the largest online payment companies (serving as electronic alternatives to traditional methods of payment, such as money orders and checks). So, why ditch PayPal if it is seen as the definitive way to make online payments? Because it is not necessarily the best.

PayPal is the dominating payment service of choice for numerous websites, and was a mandatory way for eBay transactions until recently. Some continue using it because they have not had any negative experiences. However, there are thousands of unsatisfied customers who reported problems such as holding money under review for no apparent reason, putting 20% of one’s funds in a reserve account (without asking), and emptying checking accounts when one reports a fraud. It acts like a bank (without being regulated like one) and lacks security, which is probably the main reason why people decide to try other online payment systems.

PayPal Alternatives

These alternatives are also quite practical and well-regulated to instill confidence when it comes to making money transactions.



Payza provides the same experience to its customers as PayPal, and is an alternative for people who do not have access to PayPal in their countries. It enables people to send and receive money, and make online purchases. The service accepts over 21 currencies, allows one to add payment buttons to apps and websites for independent entrepreneurs. Payza specializes in e-commerce processing, remittances, and corporate disbursements. It supports credit and debit cards from their recognized countries. The company is mainly based in Canada and United States.



This online payment service is making its way mostly on the European market. Formerly known as Moneybookers, Skrill fees and commissions are quite lower than PayPal’s. Private Skrill users are given the advantage of spending/receiving money via debit card for free. When it comes to stores and workers who do not want to lose large bits of their profits, higher transaction fees and commissions can be a serious hitch for their business flow and flexibility. The company has a great reputation among its users, it is universally accepted, and is a great choice for conducting online transactions for business owners with a high turnover.

Alternative Payments

Alternative Payments

Alternative Payments has an interface that functions as a command central for managing all transactions. It also offers real live customer support, and enables its users to communicate in their own native language. The geo-targeting system automatically sets the correct currency, the PCI Level 1 Certification guarantees that one’s private information will be secure, and provides important payment options in the local language. It is simple to use, with great technical integration and offers their customers to optimize their checkout experience.



Dwolla is threatening to become a serious competitor to PayPal. It started as a small startup business, but has perfected its payment system and worked its way up quietly. Dwolla is unique for completely sidestepping the use of credit cards. The system is linked directly to one’s bank account. Its users are thus enable to make payments to whoever they want, and they are charged 25 cents for every transaction, no matter how large it is ($1 or $100,000).

Even though these PayPal alternatives may seem a lot more practical, it is not recommended to eliminate it completely, because of the risk that the majority of your clients and business associates will not follow you. Still, PayPal is facing some serious competition. These new online transaction systems are different and innovative in various ways, and are exerting themselves to create and maintain a trustful relationship with their users.

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